How to Settle a Debt with RAS LaVrar

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It is natural to be concerned about your financial future if you have received notice that UHG I, LLC has initiated a lawsuit against you.

Why is UHG contacting you? 

United Holding Group, UHG I, LLC, is a debt collector. They buy debt at a low cost and then collect the full amount from the debtor. Anything they collect from borrowers is purely for profit.

Who exactly is UHG I, LLC?

UHG I, LLC is a third-party debt buyer. UHG I, LLC aggressively pursues borrowers when attempting to collect on the debt they purchase.

They are based in Williamsville, New York, but each year they file thousands of lawsuits against borrowers nationwide. Hundreds of their lawsuits are filed against Georgians, many of whom live in Gwinnett County.

What to Do If UHG I, LLC Files a Lawsuit Against You?

If UHG, I, LLC has initiated a lawsuit against you, you must take some critical steps. These are the following steps:

  1. Answer the lawsuit: Debt collectors like UHG I, LLC hope that if they file a lawsuit against a debtor, the consumer will ignore it.

It has reason to believe that debtors will disregard these cases because many do. You usually only have 30 days to file your answer with the court. If you fail to do so, the creditor will attempt to obtain a default judgment against you and will most likely be successful. UHG I, LLC will have the authority to take legal action against you once a judge has issued a default judgment. This could be in the way of a wage garnishment, a bank levy, or even a lien on your property.

  1. Contact a debt defense lawyer in Gwinnett County as soon as possible:

Before filing an answer, contact a debt defense lawyer in Georgia as soon as possible. A lawyer can assist you in preparing your response and alerting you to any potential defenses to the plaintiff’s claim.

UHG I, LLC, for example, may be unable to prove that they are the real party in interest, that you owe the money, or the correct amount you owe. It may be dismissed if any of these defenses apply to your case.

They frequently lack the evidence required to prevail on their claims. Still, it is critical to work with a Georgia debt defense lawyer who is familiar with the available defenses in these cases and will give you the best chance of a favorable outcome.

  1. Consider debt settlement: In some cases, negotiating a lower amount is preferable to a weak defense.

Debt collectors like UHG I, LLC are frequently willing to negotiate a lower amount because they would rather collect on a portion of debt than none at all. A debt defense lawyer is invaluable during these negotiations because they have the experience needed to achieve the best possible outcome for you.

Call Our Gwinnett County Debt Defense Lawyer Today!

If UHG I, LLC has sued you, our Atlanta debt defense lawyer at Diwan Law can assist you. Call us at (404) 635-6883 or email us to schedule a free consultation.

* The information presented in this article does not constitute legal advice. All information, content, and materials presented on this website are for general informational purposes only. If your business is sued, we encourage you to contact Diwan Law before taking any action.

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